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5 Worst Reasons To Not Have Insurance

All that follows is regret.
19 Mar 2018, 08:00 AM
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Main image via Shutterstock

Try as hard as you may to look after your health, drive safely on the road, and safeguard your assets, you simply cannot deny the fact that accidents can happen. Worse still, they strike without prejudice and warning.

That’s why it’s been said time and time again that it’s important to plan ahead and protect yourself and your loved ones with an insurance plan. Yet, us Malaysians continue to come up with excuses not to get insurance.

Sure, there are legitimately good reasons, but there are also these 5 common – and frankly, absolutely-the-worst – reasons that everyone of us should stop using…

I don’t understand lah

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Not committing to something that you don’t understand – especially when it involves finances – is wise, but that doesn’t mean you should stop at saying you don’t understand. That’s just being ignorant.

Instead, seek knowledge and understanding from resources on the Internet or a friend.  

I don’t like my insurance agent lah

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You’re buying insurance for your own good, you don’t need to like your insurance agent. But, if you feel strongly about it, then just ask to be serviced by another agent. You’re the customer and it’s completely within your rights to do so.

See how lah later

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Ah, the trademark of every Malaysian. Don’t even try to lie, you say it all the time. It’s our way of not saying “no” but also not saying “yes”. Often times though, it translates to “I’m going to put it off until you – or I – forget about it.”

I am so healthy/careful! Nothing bad will happen lah!

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That’s subjective since nobody ever think themselves as being a reckless person. But assuming you really do lead a healthy and cautious lifestyle, it’s still important to realise that everybody can fall sick or get into an accident. When that happens, it may be too late to get yourself covered by insurance.

So, if you’re really as careful as you claim you are, get yourself protected by insurance early on.

No time lah

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We get it, you’re a busy person. Work can be pretty demanding for some after all. Totally understand. But no matter how busy you get, we’re 157% sure that you can find some time to look at your smartphone, right?

So, just download the POI2U app by Pacific and Orient Insurance and get your insurance with just a few simple taps of your screen!

5 of the most malaysian excuses for not having insurance

Image via Apple Store

The POI2U app is quick, easy, and secure solution to directly purchase your motor insurance from Pacific & Orient insurance.

Never heard of Pacific & Orient Insurance? Well, rest assured that you’re in good hands because they are one of Malaysia’s pioneering motor insurance companies that has been around since 1972. Yep, that’s 46 years of experience! They’re now the first insurance company in Malaysia to have set up their e-commerce platform.

Apart from giving you access to services such as product information, contact details, and request for quotation, the POI2U app also lets you purchase a cover at sweet 10% discount.

So, time to get smart and protected. Leave all the excuses behind and download the POI2U app for free from the Apple App Store or Google Play Store.

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